Sallie Mae | Education Trust

Welcome Students and Families of Western International University

Sallie Mae Education Trust® is dedicated to making affording the school of your dreams a reality.

 Graduate student

Signature Student Loan®

  

Borrowing with a cosigner

For Academic Year 2008-2009

The Signature Student Loan is a private, credit-based loan funded by Sallie Mae Bank® or a Sallie Mae® lender partner. After taking advantage of free money (like scholarships, grants) and low cost federal loans, you may still need money to help you pay for school. That's when you should consider Sallie Mae's private Signature Student Loan.

Paying for Your Education is Easy with Sallie Mae

Start by following Sallie Mae's 1-2-3 approach to paying for school:

  • Research available scholarships and other sources of "free money".
  • Fill out the FAFSA and apply for federal loans, like Stafford for students and PLUS for parents. Federal loans generally have lower interest rates and have more flexible repayment options. Learn more about federal loans.
  • Then, if you still need money, consider the Signature Student Loan. This private loan is available to students—both traditional and adult learners—who are attending school at least half time and working on earning a degree. The Signature Student Loan’s interest rates are tiered so those who manage their credit well or get a creditworthy cosigner may receive the benefit of a lower interest rate.

Features

  • Upromise Loan LinkSM
  • No payments required while you’re in school¹ (terms and conditions)
  • 24 x 7 online application and account management
  • Easy, secure online application for cosigners too
  • 6-month grace period, just like Federal Stafford Loans
  • International students are eligible with a U.S. citizen or cosigner and CIS documentation

And, when you join Upromise®, you can use your Upromise rewards to help pay down balances automatically on your eligible Sallie Mae-serviced loans by linking your Sallie Mae® account to your Upromise account with Upromise Loan LinkSM! To learn more, or to join Upromise now, go to www.salliemae.com/upromise.


I am a borrower.

 

Applying for a loan is quick and easy.  It takes approximately 20 minutes to complete the following four sections:
  1. Enter your school and personal information.
  2. Complete a credit check.
  3. Complete your loan application.
  4. E-sign your application.

Start a loan

Returning borrower - Log in to retrieve a saved application or check the status of your application.

 

Apply with a Creditworthy Cosigner and Save

When you have a creditworthy cosigner with a credit rating that is better than yours, it may lower your interest rate and total fees. Or, if your credit is less than ideal, you may still qualify for a loan by applying with a creditworthy cosigner.

After you make 24 consecutive, on-time payments of principal and interest, you may request to have your cosigner removed from the loan.² (terms and conditions)

I am a cosigner.

  1. Have cosigner confirmation number and PIN available - given to you by the borrower.
  2. Have your SSN available.
  3. Enter the name and phone number of a personal reference(s).
  4. Have general income and expense information available.

Cosign

Returning cosigner - Log in to retrieve a saved application or check the status of your application.