Sallie Mae Education Trust is dedicated to making affording the school of your dreams a reality.

Signature Student Loan®

After exhausting sources of free money (such as scholarships and grants) and applying for federal student loans, you may still need extra funds to cover your education costs. That’s when you should consider the Signature Student Loan — America’s most popular private student loan and an excellent source of gap financing.

The Signature Student Loan offers several advantages:

• New price ranges that reward creditworthiness
  • One eligible individual: The interest rate is based on the One-month LIBOR + 4% to one-month LIBOR + 10.75%
    • APR: 7.01% to 12.83%¹
  • Two eligible individuals: The interest rate is based on the One-month LIBOR + 4% to one-month LIBOR + 9.25%
    • APR: 7.01% to 11.59%¹
• Zero disbursement and repayment fees — save money up front and over the long term
• 0.50 percentage point interest rate reduction for automatic debit²
• No minimum income requirement and no payments required while in school and during 6-month grace period³
• Applying with a creditworthy cosigner may help applicants qualify
• Cosigner release option available after the first 24 consecutive on-time payments of principal and interest⁴

Why Sallie Mae is an Excellent Choice:

• Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
• Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
• Sallie Mae offers products and services that support positive repayment habits
• Join Upromise^® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link^{SM 5}

¹²³⁴⁵ Learn how to earn these benefits.

Medical Private Loans

The Sallie Mae Medical School Loans Private Loan offers several advantages:

• Zero disbursement and repayment fees — save money up front and over the long term
• Lower price while in school
• 0.50 percentage point interest rate reduction awarded at repayment¹
• 0.25 percentage point interest rate reduction for automatic debit¹
• No minimum income requirement and no payments required while in school, and in grace period²
• 36-month grace period following graduation (Nine-month grace period, if student drops below half-time status or leaves school prior to earning degree.)

Why Sallie Mae is an excellent choice:

• Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
• Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
• Sallie Mae offers products and services that support positive repayment habits
• Join Upromise^® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link^{SM 3}

¹²³⁴Visit www.salliemae.com/MedicalTerms for additional information.

Medical Private R&R Loans

The Sallie Mae Medical School Loans Residency and Relocation Loan offers several advantages:

• Zero disbursement and repayment fees — save money up front and over the long term
• Lower price while in school
• 1.00 percentage point interest rate reduction awarded at repayment¹
• No minimum income requirement and no payments required while in school, or in grace period²
• 36-month grace period following graduation (Nine-month grace period, if student drops below half-time status or leaves school prior to earning degree.)

Why Sallie Mae is an excellent choice:

• Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
• Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
• Sallie Mae offers products and services that support positive repayment habits
• Join Upromise^® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link^{SM 3}

¹²³Visit www.salliemae.com/MedicalTerms for additional information.