Federal Loans  

Signature Student LoanŽ

The Signature Student Loan provides a student loan option to you to cover the funding gap between cost of education and grants, scholarships and Stafford loan eligibility.

Benefits include:

  • No minimum income and no debt-to-income ratio requirement for student borrowers.

  • International students and students with no credit or an insufficient credit history are required to apply with a creditworthy U.S. co-signer.
  • Co-signer release option.  
  • Interest rates are variable.*  
  • In-school deferment while enrolled in school at least half-time.
  • Six-month grace period.
  • Affordable 15-year repayment term with flexible repayment options. 

             

Benefits of Using a Cosigner

  • If you do not have an established credit history, you may want to apply with a creditworthy cosigner to increase your chances of approval.
  • Even if you have an established credit history, you may be eligible for a lower interest rate if you apply with a creditworthy cosigner
  • Cosigner release option available after the first 24 on-time payments of principal and interest.4

How to cosign

  1. The borrower applies online for a Signature Student Loan.
  2. Cosign online with the borrower's confirmation number and PIN.

Cosign now!