After searching out grants and scholarships that don't have to be paid back, then maximizing your Stafford Loan borrowing, consider a low-cost Grad PLUS Loan to help pay for grad school. Choose us as your lender and you may be eligible for these borrower benefits:

• 0.25 percentage point interest rate reduction for payments made via automatic debit*
• 24 x 7 online account management at www.SallieMae.com/Repayment

*Learn how to earn these benefits.