Sallie Mae   
                                    


Welcome University of Southern Mississippi students and parents!

Keesler Federal Credit Union uses Sallie Mae's online loan application.  You can apply online in just a few easy steps.  Read below for more information.

Federal Stafford Loan

 

Federal Parent PLUS Loan

The first step in the financial aid process is applying for the low-interest federal Stafford Loan.

Stafford loans are fixed-rate (6.8%) loans available to undergraduates and graduate students who are attending school at least half-time. There are two types of Stafford loans: subsidized and unsubsidized.

Subsidized Stafford Loan
This loan is available to students who can demonstrate financial need as determined by a federal formula. “Subsidized” means the government pays the interest on this loan while the student is in school and during authorized deferment and grace periods.

Unsubsidized Stafford Loan
This loan is available regardless of need. “Unsubsidized” means that the student is responsible for interest as soon as the loan is obtained. Interest may be paid as it accrues or deferred until after graduation.


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Federal Parent PLUS Loans are available to parents who wish to help their child pay for college. With a PLUS Loan, parents may borrow up to the full cost of a student's education, including tuition, room and board, books and supplies, transportation, and living expenses, less other financial aid received.

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Current or Returning Borrower

We have moved to a new online application tool that will make the process even easier! As a returning borrower, you will need to create a new account on the system.

You do not need to sign a new Stafford promissory note but will need to create a new account.

To create a new account, you will need to enter the following information:

  • User id
  • Password
  • Social security number
  • Date of birth
  • Telephone number
  • ZIP code
  • Email address
  • A challenge question for password resets.

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