Welcome, Tulane University students and parents

After seeking out grants and scholarships that don't have to be paid back, consider a Federal Stafford Loan as a low-cost option to help pay for college. Choose us as your lender and you may be eligible for these borrower benefits:

• 0.25 percentage point interest rate reduction for payments made via automatic debit*
• 24 x 7 online account management at www.SallieMae.com/Repayment

*Learn how to earn these benefits.

After your student has applied for grants and scholarships that don't have to be repaid, and explores a low-cost Stafford Loan, consider an economical Parent PLUS Loan to help cover the costs of college. Choose us as your lender and you may be eligible for these borrower benefits:

• 0.25 percentage point interest rate reduction for payments made via automatic debit*
• 24 x 7 online account management at www.SallieMae.com/Repayment

*Learn how to earn these benefits.

After searching out grants and scholarships that don't have to be paid back, then maximizing your Stafford Loan borrowing, consider a low-cost Grad PLUS Loan to help pay for grad school. Choose us as your lender and you may be eligible for these borrower benefits:

• 0.25 percentage point interest rate reduction for payments made via automatic debit*
• 24 x 7 online account management at www.SallieMae.com/Repayment

*Learn how to earn these benefits.

For the 2008-2009 Academic Year

After exhausting sources of free money (such as scholarships and grants) and applying for federal student loans, you may still need extra funds to cover your education costs. That’s when you should consider the Signature Student Loan — America’s most popular private student loan and an excellent source of gap financing.

The Signature Student Loan offers several advantages:

• New price ranges with competitive pricing that rewards creditworthiness¹
• One eligible individual: One-month LIBOR + 2% to one-month LIBOR + 7.5%
  • APR: 4.36% to 9.34%
• Two eligible individuals: One-month LIBOR + 2% to one-month LIBOR + 6%
  • APR: 4.36% to 8.02%
• Zero fees — saves you money up front and over the long haul
• 0.50 percentage point interest rate reduction with automatic debit²
• No minimum income requirement
• No payments required while in school³
• Six month grace period
• Cosigner release option available after the first 24 on-time payments of principal and interest⁴
• Flexible repayment options

Choosing us as your private student loan lender is a smart move. We offer the following helpful features:

• 24 x 7 online account management at www.SallieMae.com/Repayment
• Upromise Loan Link^SM service can help you pay down your eligible Sallie Mae-serviced student loans
• Combined billing when you have multiple Sallie Mae-serviced student loans
• Comprehensive credit education resources

The APR is a variable rate and will increase if the one-month LIBOR rate increases. The APRs shown are APRs effective as of 5/27/08. Signature Student Loans are funded by Sallie Mae Bank^® or a Sallie Mae lender partner.

*Learn how to earn these benefits.

Benefits of Using a Cosigner

• If you do not have an established credit history, you may want to apply with a creditworthy cosigner to increase your chances of approval.
• Even if you have an established credit history, you may be eligible for a lower interest rate if you apply with a creditworthy cosigner
• Cosigner release option available after the first 24 on-time payments of principal and interest.⁴