Toccoa Falls College

The following is our Lender List for the Federal Stafford loan program.  The list of established lenders has been provided to assist you with choosing a lender.  The lenders have been chosen by our institution because of superior customer service and outstanding savings to the student.  However, you may choose a lender that is not listed.  For more information, please visit the specific lender’s website.  We recommend that you choose your lender wisely.

Federal Stafford Loan

LENDER INFORMATION

BORROWER BENEFITS

 

AMS
a Sallie Mae lender
Lender code: 833067



  • 0% default fee*
  • 0.30 percentage point interest rate reduction for automatic debit*

*Learn how to earn these benefits.



Apply Now!



Nellie Mae
a Sallie Mae lender
Lender code: 829076



  • 0% default fee*
  • 0.30 percentage point interest rate reduction for automatic debit*

*Learn how to earn these benefits.



Apply Now!



Southwest Student Services
a Sallie Mae lender
Lender Code: 830630





  • 0% default fee*
  • 0.30 percentage point interest rate reduction for automatic debit*

*Learn how to earn these benefits.



Apply Now!



Chase
Lender Code: 807807



  • Zero origination fee

  • 2% of original amount borrowed as a reduction or money back after the initial 48 months of continuous and on-time principal and interest payments.

  • 0.25% interest rate reduction for automatic direct debit of payments.


Apply Now!



Wachovia
Lender Code: 811323



  • No origination fees! Wachovia Education Finance pays the 1.5% origination fee on your Stafford loan.
  • Triple Payback 3.5% CASH BACK

  • Immediate 1% rebate of principal at start of repayment

  • Extra 1% rebate of principal after 12 months of on-time payments

  • Additional 1.50% rebate of principal after 24 months of on-time payments.

 

Apply Now!


Suntrust
Lender Code: 824135



  • Skip your last five payments- When you make all of your scheduled, on-time payments, you can skip the last five payments on your loan

  • Skip two additional last payments -When you allow your monthly loan payments to be automatically drafted from a personal checking or savings account, you can skip two additional last payments on your Stafford loan. (You must sign up for auto-debit within 90 days after entering repayment.)

  • Life of the loan Servicing. Through our partnership with Nelnet servicing, the student or parents’ loans will not be sold.

  • Free Checking. Free checking with your college ID card

 

Apply Now!


Citibank
Lender Code: 826878



  • Save up to 6% on your principal loan balance with Citibank's ZERO payments the last 6 months when all payments are made on time.

  • Save 2.5% up-front with Zero Origination and Zero Federal Default Fees.

  • Additional 0.25% interest rate reduction when you sign up for E-Z Pay auto debit and receive electronic statements only.

  • Automatic 1% interest rate reduction as a graduation present.

 

Apply Now!


Edamerica
Lender Code: 831453



  • Zero Federal Default Fee.

  • Zero Origination Fee.

  • Benefit repair option after 24 months of on-time payments.

  • 1% interest rate reduction for graduationat repayment.

  • 1% rebate after next 12 on-time payments.

  • 1% rebate after first 12 on-time payments.

  • 0.25% interest rate reduction for auto-debit.

 

Apply Now!



If you would prefer to use a different lender, please email the Financial Aid Office.

*Additional qualification requirements apply for each benefit listed above. Visit each lender’s web site to learn how to earn their benefits.

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