There are many different types of education loans. Learn about Federal and private education loans so that you can find the right loan to help pay for your education.
Federal Stafford Loan More information Stafford Loans are low-interest, federally guaranteed loans for students. There are two types of Stafford Loans: subsidized and unsubsidized. This should be the first loan type you consider should you need money for school. Some of the benefits of borrowing from Sallie Mae International/AMS include:
- 0% Origination fees on loans for academic year 2007-08
- 0% Federal default fee available on loans guaranteed from July 1, 2007 through June 30, 2008
- Customer service from a single servicing agency; the advantage of combined billing for all of your loans owned and serviced by Sallie Mae®
- Sallie Mae's wide array of repayment options including the Sallie Mae exclusive FlexRepaySM plan
Graduate PLUS Loan More information
With a Graduate PLUS Loan, graduate students can borrow up to the full cost of education as determined by their school, including tuition and fees, room and board, books and supplies, and transportation and living allowance, less other aid received. If you have reached the maximum Stafford Loan limit and still need additional funds, a Graduate PLUS Loan may be an affordable solution. Features of a Sallie Mae International Graduate PLUS Loan include:
- You can reduce your interest rate from 8.5% to 6.75% and earn up to 3% in account credits
- Approval is not based on your income, financial need or debt-to-income ratio
- You may defer your principal and interest payments while you are in school
Signature Student Loan® More information
Have grants, scholarships and Federal Stafford Loans not provided enough to cover the total cost of your education? The Signature Student Loan can help! You can finance the entire cost of your education (up to the cost of attendance as certified by your school) by combining a Federal Stafford Loan with a private Signature Student Loan. Some of the benefits include:
- Low, credit-based interest rates
- High approval rates
- High aggregate loan limits
- Zero fees with a creditworthy cosigner
- Superior loan servicing and more flexible repayment plans
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Federal Stafford Loan 
Federal Graduate PLUS Loan 
Signature Student Loan 
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