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There are many different types of education loans. Learn about Federal and private education loans so that you can find the right loan to help pay for your education.
Federal Stafford Loan More information After seeking out grants and scholarships that don't have to be paid back, consider a Federal Stafford Loan as a low-cost option to help pay for college. Choose us as your lender and you may be eligible for these borrower benefits:
Borrower Benefits
- 0.25 percentage point interest rate reduction for automatic debit during active periods of repayment1
Advantages of Choosing a Federal Family Education Loan (FFEL) Stafford loan
- Low, fixed interest rate
- No payments are required while you are in school at least half time2
- Six month grace period that enables you to plan your budget before making payments
- Default prevention that may help you successfully maintain your payments & flexible repayment options
Why Sallie Mae is an excellent choice
- Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
- Easy online application and 24/7 online account management
- Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
- Sallie Mae offers products and services that support positive repayment habits
- Join Upromise® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your Sallie Mae-serviced loans with Upromise LoansSM3
Please follow the link below as it contains important information and instructs you how to earn the borrower benefit.
*Learn how to earn these benefits.
Federal Parent PLUS Loan More information After your student has applied for grants and scholarships that don't have to be repaid, and explores a low-cost Stafford Loan, consider an economical Parent PLUS Loan to help cover the costs of college. Choose us as your lender and you may be eligible for these borrower benefits:
Borrower Benefits
- 0.25 percentage point interest rate reduction for automatic debit during active periods of repayment1
Advantages of Choosing a Federal Family Education Loan (FFEL) Parent PLUS loan
- Low, fixed interest rate
- No payments are required while your student is in school at least half time2
- Default prevention that may help you successfully maintain your payments & flexible repayment options
Why Sallie Mae is an excellent choice
- Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
- A streamlined PLUS application experience for parents, including an online endorser process to help applicants who are not approved on the basis of their own credit
- Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
- Sallie Mae offers products and services that support positive repayment habits
- Join Upromise® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your Sallie Mae-serviced loans with Upromise Loan LinkSM 3
Please follow the link below as it contains important information and instructs you how to earn the borrower benefit.
*Learn how to earn these benefits.
Signature Student Loan® More information After exhausting sources of free money (such as scholarships and grants) and applying for federal student loans, you may still need extra funds to cover your education costs. That’s when you should consider the Signature Student Loan — America’s most popular private student loan and an excellent source of gap financing.
Advantages:
- No minimum income requirement and no payments required while in school1
- Applying with a creditworthy cosigner may help applicants qualify
Why Sallie Mae is an excellent choice
- Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
- Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
- Sallie Mae offers products and services that support positive repayment habits
- Join Upromise® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link SM 2
12 Visit www.SallieMae.com/ELMPrivate for additional information.
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Federal Stafford Loan 
Federal PLUS Loan 
Signature Student Loan 
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