Signature Student Loan^®

After exhausting sources of free money (such as scholarships and grants) and applying for federal student loans, you may still need extra funds to cover your education costs. That’s when you should consider the Signature Student Loan — America’s most popular private student loan and an excellent source of gap financing.

The Signature Student Loan offers several advantages:

• New price ranges with competitive pricing that rewards creditworthiness¹
• One eligible individual: One-month LIBOR + 2.5% to one-month LIBOR + 9.5%
  • APR: 4.83% to 11.06%
• Two eligible individuals: One-month LIBOR + 2.5% to one-month LIBOR + 8.5%
  • APR: 4.83% to 10.21%
• Zero fees — saves you money up front and over the long haul
• 0.50 percentage point interest rate reduction with automatic debit²
• No minimum income requirement
• No payments required while in school³
• Six month grace period
• Cosigner release option available after the first 24 on-time payments of principal and interest⁴
• Flexible repayment options

Choosing us as your private student loan lender is a smart move. We offer the following helpful features:

• 24 x 7 online account management at www.SallieMae.com/Repayment
• Upromise Loan Link^SM service can help you pay down your eligible Sallie Mae-serviced student loans
• Combined billing when you have multiple Sallie Mae-serviced student loans
• Comprehensive credit education resources

The APR is a variable rate and will increase if the one-month LIBOR rate increases. The APRs shown are APRs effective as of 5/27/08. Signature Student Loans are funded by Sallie Mae Bank^® or a Sallie Mae lender partner.

*Learn how to earn these benefits.

Apply with a Cosigner

Benefits of Using a Cosigner

• If you do not have an established credit history, you may want to apply with a creditworthy cosigner to increase your chances of approval.
• Even if you have an established credit history, you may be eligible for a lower interest rate if you apply with a creditworthy cosigner
• Cosigner release option available after the first 24 on-time payments of principal and interest.⁴

MBA LOANS Private Loan^SM

The MBA LOANS Private Loan has interest rates that reward good credit. Have less than ideal credit or no credit at all? You may still be eligible by applying with a creditworthy cosigner. And even if you have good credit, a cosigner may help you qualify for lower rates and fees. Rates are variable and reset monthly.

The 2008-2009 MBA LOANS Private Loan^SM features:

• No repayment or disbursement fees
• No income requirement
• Low, credit-based interest rates
• 0.50 percentage point interest rate reduction with automatic debit¹
• Loan limits that accommodate up to the cost of attendance as certified by your school, less other financial aid received
• No payments required while in school²
• Cosigner release option available after the first 24 consecutive on-time payments of principal and interest³

There is a $175,000 aggregate loan limit.

Eligibility:

• Be a U.S. citizen or non-citizen permanent resident without conditions and with proper evidence of eligibility, or an international borrower applying with a creditworthy U.S. citizen or non-citizen permanent resident.
• Have no student loans that are delinquent or in default.
• Meet established credit criteria.
• Have already considered a Federal Stafford Loan and Graduate PLUS Loan and need additional funding.
• Are enrolled in an eligible program at least half-time: business administration, marketing, accounting, finance, economics, taxation, and Executive MBA. (Students attending a qualified school on a less than half-time basis may also qualify. Contact your school's financial aid office for details.)

Benefits of Using a Cosigner

• If you do not have an established credit history, you may want to apply with a creditworthy cosigner to increase your chances of approval.
• Even if you have an established credit history, you may be eligible for a lower interest rate if you apply with a creditworthy cosigner.
• Cosigner release option available after the first 24 on-time payments of principal and interest(3) Learn how to earn these benefits.

Learn how to earn these benefits.