After seeking out grants and scholarships that don't have to be paid back, consider a Federal Stafford Loan as a low-cost option to help pay for college. Choose us as your lender and you may be eligible for these borrower benefits:

• 0.25 percentage point interest rate reduction for payments made via automatic debit*
• 24 x 7 online account management at www.SallieMae.com/Repayment

*Learn how to earn these benefits.