Sallie Mae | Education Trust

Welcome Students and Families of the University of Phoenix

Sallie Mae Education Trust® is dedicated to making affording the school of your dreams a reality.

Student

Federal Parent PLUS loan

 

Federal Graduate PLUS loan

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After your student has applied for grants and scholarships that don't have to be repaid, and explores a low-cost Stafford Loan, consider an economical Parent PLUS Loan to help cover the costs of college. Choose us as your lender and you may be eligible for these borrower benefits:

Borrower Benefits

  • 0.25 percentage point interest rate reduction for automatic debit during active periods of repayment1

Advantages of Choosing a Federal Family Education Loan (FFEL) Parent PLUS loan

  • Low, fixed interest rate
  • No payments are required while your student is in school at least half time2
  • Default prevention that may help you successfully maintain your payments & flexible repayment options

Why Sallie Mae is an excellent choice

  • Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
  • A streamlined PLUS application experience for parents, including an online endorser process to help applicants who are not approved on the basis of their own credit
  • Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
  • Sallie Mae offers products and services that support positive repayment habits
  • Join Upromise® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your Sallie Mae-serviced loans with Upromise Loan LinkSM 3

Please follow the link below as it contains important information and instructs you how to earn the borrower benefit.

*Learn how to earn these benefits.

Apply

Features and advantages:

  • No pre-payment penalty
  • No income or asset requirements
  • Interest rate reduction for auto debit customers
  • Take up to 10 years to repay
  • Interest may be tax deductible

 

After searching out grants and scholarships that don't have to be paid back, then maximizing your Stafford Loan borrowing, consider a low-cost Graduate PLUS Loan to help pay for grad school. Choose Regions Bank as your lender and you may be eligible for these borrower benefits:

Borrower Benefits

  • 0.25 percentage point interest rate reduction for automatic debit during active periods of repayment1

Advantages of Choosing a Federal Family Education Loan (FFEL) Grad PLUS loan

  • Low, fixed interest rate
  • No payments are required while your student is in school at least half time2
  • Default prevention that may help you successfully maintain your payments & flexible repayment options

Why Sallie Mae is an excellent choice

  • Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
  • A streamlined Grad PLUS application experience for graduates, including an online endorser process to help applicants who are not approved on the basis of their own credit
  • Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
  • Sallie Mae offers products and services that support positive repayment habits
  • Join Upromise® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your Sallie Mae-serviced loans with Upromise Loan LinkSM 3

 

Please follow the link below as it contains important information and instructs you how to earn the borrower benefit.

*Learn how to earn these benefits.

Apply

Features and advantages:

  • Flexible repayment options are available.
  • No payments while you are in school at least half time.
  • There is no prepayment penalty.
  • Interest may be tax deductible.
  • You can align repayment of your Graduate PLUS loans with your Stafford loans.

Federal Stafford loan

After seeking out grants and scholarships that don't have to be paid back, consider a Federal Stafford Loan as a low-cost option to help pay for college. Choose us as your lender and you may be eligible for these borrower benefits:

Borrower Benefits

  • 0.25 percentage point interest rate reduction for automatic debit during active periods of repayment1

Advantages of Choosing a Federal Family Education Loan (FFEL) Stafford loan

  • Low, fixed interest rate
  • No payments are required while you are in school at least half time2
  • Six month grace period that enables you to plan your budget before making payments
  • Default prevention that may help you successfully maintain your payments & flexible repayment options

Why Sallie Mae is an excellent choice

  • Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education
  • Easy online application and 24/7 online account management
  • Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing
  • Sallie Mae offers products and services that support positive repayment habits
  • Join Upromise® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your Sallie Mae-serviced loans with Upromise LoansSM3

Please follow the link below as it contains important information and instructs you how to earn the borrower benefit.

*Learn how to earn these benefits.

Apply
Features and advantages:
  • Flexible repayment options are available, including consolidation.
  • No payments are required while you are in school at least half time.
  • There is no prepayment penalty.
  • No credit check is required.
  • Six month grace period when no payments are required immediately following your graduation or dropping to less than half-time status.
If you need additional assistance, please contact us at 1-888-777-9959.