At Regions^®, we understand college is a big deal and it’s never cheap. So, we want to make it easy for you to get money. That’s why we offer you a great loan option. Regions participates in the Federal Family Education Loan Program and offers Stafford Loans (Subsidized/Unsubsidized) which are designed for qualified students and can help make your future a bright one. In addition, Regions offers federal PLUS and Alternative loans for expenses above and beyond what this program can cover.

Federal Stafford Loan

First time borrowers - online entrance counseling If you are a first time borrower, you are required to complete entrance counseling before receiving your loan. Complete Online Entrance Counseling After seeking out grants and scholarships that don't have to be paid back, consider a Federal Stafford Loan as a low-cost option to help pay for college. Choose us as your lender and you may be eligible for these borrower benefits: 0% default fee* 0.30 percentage point interest rate reduction for automatic debit* *Learn how to earn these benefits.