Sallie Mae Education Trust Student Parents and students
CAL Poly Pomona

Welcome California State Polytechnic University Students and Parents

Federal Stafford Loan

 

Federal PLUS Loan

For the 2007-2008 Academic Year

After seeking out grants and scholarships that don't have to be paid back, consider a Federal Stafford Loan as a low-cost option to help pay for college. Choose us as your lender and you may be eligible for these borrower benefits:

  • 0% default fee*
  • 4% loan credit for each of your first 12 on-time payments*

*Learn how to earn these benefits.


And, when you join Upromise®, you can use your Upromise rewards to help pay down balances automatically on your eligible Sallie Mae-serviced student loans by linking your Sallie Mae® account to your Upromise account with Upromise Loan LinkSM! To learn more, or to join Upromise now, go to www.salliemae.com/upromise.

Borrower benefits are effective for loans serviced by Sallie Mae and first disbursed July 1, 2007 through January 31, 2008. Check back soon for updated information for the remaining 2007/2008 academic year.

 

Federal Stafford loan Apply for a Stafford Loan

Stafford loans are fixed rate loans (6.8%) available to undergraduates and graduate students who are attending school at least half-time. There are two types of Stafford loans: subsidized and unsubsidized. More information

For the 2007-2008 Academic Year

After your student has applied for grants and scholarships that don't have to be repaid, and explores a low-cost Stafford Loan, consider an economical Parent PLUS Loan to help cover the costs of college. Choose us as your lender and you may be eligible for this borrower benefit:

  • 0.70 percentage point interest rate reduction for automatic debit*

*Learn how to earn these benefits.

And, when you join Upromise®, you can use your Upromise rewards to help pay down balances automatically on your eligible Sallie Mae-serviced student loans by linking your Sallie Mae® account to your Upromise account with Upromise Loan LinkSM! To learn more, or to join Upromise now, go to www.salliemae.com/upromise.

Borrower benefits are effective for loans serviced by Sallie Mae and first disbursed July 1, 2007 through January 31, 2008. Check back soon for updated information for the remaining 2007/2008 academic year.

Federal Parent PLUS loan Apply for a PLUS Loan

Federal Parent PLUS Loans are available to parents who wish to help their child pay for college. With a Parent PLUS Loan, parents may borrow up to the full cost of a student's education, including tuition, room and board, books and supplies, transportation, and living expenses, less other financial aid received. Parent Plus loans are fixed-rate loans at 8.5%. More information

Signature Student Loan®

Our Pledge to You
To continue funding your education. This pledge means that once you're credit-approved for your Signature Student Loan, we'll continue to be there for you in year two and beyond. No more worrying every year whether you will get approved, whether you will have money.*** (Terms and conditions)

Your Pledge to Us
Stay in school. Your school certifies that you are enrolled, working towards your degree and that you need additional money for school.

Be financially responsible. Complete our credit education series, avoid new negative items on your credit report and sign up for Manage Your LoansSM.

For academic year 2007-2008

The Signature Student Loan is a private, credit-based loan funded by Sallie Mae Bank® or a Sallie Mae® lender partner. After taking advantage of free money (like scholarships, grants) and low cost federal loans, you may still need money to help you pay for school. That's when you should consider Sallie Mae's private Signature Student Loan.

Paying for Your Education is Easy with Sallie Mae

Start by following Sallie Mae's 1-2-3 approach to paying for school:

  • Research available scholarships and other sources of "free money".
  • Fill out the FAFSA and apply for federal loans, like Stafford for students and PLUS for parents. Federal loans generally have lower interest rates and have more flexible repayment options. Learn more about federal loans.
  • Then, if you still need money, consider the Signature Student Loan. This private loan is available to students—both traditional and adult learners—who are attending school at least half time and working on earning a degree. The Signature Student Loan’s interest rates are tiered so those who manage their credit well or get a creditworthy cosigner may receive the benefit of a lower interest rate.
Features:

  • Interest rates as low as Prime minus 1% with 0% fees (See assumptions.)
  • "Super" low interest rate for our most credit savvy borrowers
  • 0.50 percentage point interest rate reduction for auto debit *
  • Zero fees if both you and your cosigner are credit approved
  • No income requirement for student borrowers, and no payment required while in school

*Learn how to earn these benefits

And, when you join Upromise®, you can use your Upromise rewards to help pay down balances automatically on your eligible Sallie Mae-serviced loans by linking your Sallie Mae® account to your Upromise account with Upromise Loan LinkSM! To learn more, or to join Upromise now, go to www.salliemae.com/upromise.

Sallie Mae Advantage

We offer you peace of mind so you can focus on your studies and not worry about how you are going to pay for school. From a free database of $15 billion in scholarships…to college savings plans…to low-cost federal loans for students and parents…to affordable private loans…to consolidation and repayment options…Sallie Mae has all the funding options you need for a higher education—from the day you enroll until graduation and beyond.

Apply for Signature Studnet Loan Start an online application Apply for Signature Student Loan

Returning borrower - Log in to retrieve a saved application or check the status of your application.

 
We Take Our Education Funding Pledge a Step Further

We offer a Price Advantage when you apply with a creditworthy cosigner. You certainly can apply on your own, but if you apply with a credit approved cosigner, we'll offer the same or better interest rate margin and loan fees for subsequent loans.*** (Terms and conditions)

Benefits of Using a Cosigner

  • Allows you to benefit from Price Advantage
  • May qualify you for a better interest rate and zero fees
  • Helps student establish credit history
  • Cosigner release application available after first 24 on-time payments**** (Terms and conditions)
Cosign an online application Cosign an online application Cosign an online application

Returning cosigner - Log in to retrieve a saved application or check the status of your application.

 

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