Welcome to your Stafford Loan Process

New Borrowers

Before you can apply for a loan, you will need to register for a user id and password. You will need the following information:

• Your Social Security Number or your Sallie Mae Account Number
• Your Telephone Number
• Your Zip Code
  
• Your Email Address

Here are the basic steps to follow for the online loan process. The entire process should take approximately 10-15 minutes.

1. Create an id/password and login.

NOTE: If you have already established a User ID on Sallie Mae's Manage Your LoansSM, Your Electronic AwardsSM or Loan Consolidation Web sites, you do not need to create a new account. You can log in to OpenNet® using your existing user ID and password. If you need assistance, then contact us.

2. On the Main Menu select Your Action Is Required.
3. On the Your Loans Requiring Action page, select the Stafford loan that you wish to complete. This could be a loan that you saved for later, or a loan that the school created for you.
4. Complete the application, including 2 adult references.
5. Electronically sign the Master Promissory Note (MPN).
6. Print the Final Instructions page for your records.