Welcome to your Graduate PLUS Loan Process

New Borrowers

Before you can apply for a loan, you will need to register for a user id and password. You will need the following information:

• Your Social Security Number or your Sallie Mae Account Number
• Your Telephone Number
• Your Zip Code
  
• Your Email Address

Here are the basic steps to follow for the online loan process. The entire process should take approximately 10-15 minutes.

1. Create an id/password and login.

NOTE: If you have already established a User ID on Sallie Mae's Manage Your LoansSM, Your Electronic AwardsSM or Loan Consolidation Web sites, you do not need to create a new account. You can log in to OpenNet® using your existing user ID and password. If you need assistance, then contact us.

2. Select Start A Loan on the Main Menu.
3. Select I Am A Student, and Start A Federal Graduate PLUS Loan.
4. Complete all required credit information.
5. If approved, you will be prompted to complete the rest of the loan process.
6. Complete the application, including 2 adult references.
7. Electronically sign the Master Promissory Note (MPN).
8. Print the Final Instructions page for your records.