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Save money with Nellie Mae!

After seeking out grants and scholarships that don't have to be paid back, consider a Federal Stafford Loan as a low-cost option to help pay for college. Choose us as your lender and you may be eligible for these borrower benefits:

• 0.25 percentage point interest rate reduction for payments made via automatic debit*
• 24 x 7 online account management at www.SallieMae.com/Repayment

*Learn how to earn these benefits.

Difference between Subsidized and Unsubsidized Stafford Loans

Subsidized Stafford Loan

This loan is available to students who can demonstrate financial need as determined by a federal formula. “Subsidized” means the government pays the interest on this loan while the student is in school and during authorized deferment and grace periods.

Unsubsidized Stafford Loan

This loan is available regardless of need. “Unsubsidized” means that the student is responsible for interest as soon as the loan is obtained. Interest may be paid as it accrues or deferred until after graduation.

 In order to apply for a Federal Stafford Loan, please contact the Financial Aid Office.